«It is estimated that by 2015, there will be approximately 1.4 billion mobile wallet implementations globally»Edgar Dunn &Company, 2008

The m-Wallet is an electronic wallet associated to the mobile phone. It is similar to the e-wallet (proposed by Paypal among others) and allows payments or transfers to a third party through the mobile.

Today, Creova is the first mobile technology supplier in Tunisia that offers an m-wallet service deployed in partnership with the Banque Internationale Arabe de Tunisie, Tunisiana (Orascom, Qtel) and ENDA (Leading Microfinance Institution in the region).

Creova’s m-wallet solution is particularly rich: it offers person to person payment, loan reimbursement and mobile top-up. It also offers multiple functionalities: the possibility to view account balance and history of transactions, the possibility to save and use the list of people frequently receiving payments…even smarter, it allows the user to send a request for money to another person.

Our solution allows also companies offering e-wallet to extend this service to the mobile. It offers them an extra channel readily available to their customers, with security and all necessary banking guarantees.